BMW 4 Series lease deals
The BMW 4 Series leases from $649/mo advertised this month. With nothing due at signing, NJ tax and fees included, the best 4 Series deal works out to $910/mo (2026 430i, 39 months).
What the best deal really costs
2026 BMW 4 Series 430i: advertised at $649/mo for 39 months with $5,629 due at signing.
All BMW 4 Series lease offers
| Year | Trim | Advertised | Due at signing | Term | “$0 down” at dealer | True $0 down | Ends |
|---|---|---|---|---|---|---|---|
| 2026 | 430i | $649/mo | $5,629 | 39 mo | $4,018 + $787/mo | $910/mo | 11/2/2026 |
4 Series factory lease cash
Ask for this by name. It lowers the price on the lease before you negotiate anything else.
| Model | Lease cash | Total incentives |
|---|---|---|
| 2027 4 Series | $1,000 | — |
BMW dealers in North Jersey & New York
BMW of Ramsey · 985 NJ-17, Ramsey NJ · (877) 461-5102
Park Ave BMW · 210 NJ Route 17, Rochelle Park NJ
Paul Miller BMW · 1515 Route 23 South, Wayne NJ
Wide World BMW · 125 Route 59, Spring Valley NY · (888) 313-3607
BMW of Westchester · 543 Tarrytown Rd, White Plains NY
BMW Sports Car · 1 Little West 12th Street, New York NY
BMW of Brooklyn · 9326 4th Ave, Brooklyn NY
Get the walk-in deal sheet for the 4 Series
BMW 4 Series lease questions
What is the best BMW 4 Series lease deal in October 2026?
The lowest true $0-down payment is the 2026 BMW 4 Series 430i at about $910 a month with nothing due at signing, New Jersey tax and fees included. The advertised version is $649 a month for 39 months with $5,629 due at signing. The offer ends 11/2/2026.
How much is a BMW 4 Series lease with truly $0 down?
Rolling the due-at-signing amount, New Jersey sales tax and dealer fees into the lease brings the 2026 BMW 4 Series 430i to about $910 a month for 38 payments. That's $261 a month more than the advertised payment.
Does the advertised BMW 4 Series lease payment include tax?
No. Advertised payments exclude tax, title, registration and dealer fees. In New Jersey, sales tax of 6.625% is charged on the lease payments, generally at signing. With tax and fees, the advertised 2026 BMW 4 Series deal needs about $8,505 at signing.