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BMW X1 lease deals

OCTOBER 2026 · Updated Oct 6, 2026 · 1 offer · priced for New Jersey buyers · New York City buyer? See NYC prices

The BMW X1 leases from $479/mo advertised this month. With nothing due at signing, NJ tax and fees included, the best X1 deal works out to $694/mo (2026 xDrive28i, 39 months).

What the best deal really costs

2026 BMW X1 xDrive28i: advertised at $479/mo for 39 months with $4,579 due at signing.

As advertised, with NJ tax & fees
$7,016 due
then $479/mo × 38
“$0 down” at a dealer
$3,322 due
then $592/mo × 38
True $0 down: sign and drive
$0 due
then $694/mo × 38

All BMW X1 lease offers

YearTrimAdvertisedDue at signingTerm“$0 down” at dealerTrue $0 downEnds
2026xDrive28i$479/mo$4,57939 mo$3,322 + $592/mo$694/mo11/2/2026

X1 factory lease cash

Ask for this by name. It lowers the price on the lease before you negotiate anything else.

ModelLease cashTotal incentives
2026 X1$1,000—

BMW dealers in North Jersey & New York

BMW of Ramsey · 985 NJ-17, Ramsey NJ · (877) 461-5102

Park Ave BMW · 210 NJ Route 17, Rochelle Park NJ

Paul Miller BMW · 1515 Route 23 South, Wayne NJ

Wide World BMW · 125 Route 59, Spring Valley NY · (888) 313-3607

BMW of Westchester · 543 Tarrytown Rd, White Plains NY

BMW Sports Car · 1 Little West 12th Street, New York NY

BMW of Brooklyn · 9326 4th Ave, Brooklyn NY

Get the walk-in deal sheet for the X1

BMW X1 lease questions

What is the best BMW X1 lease deal in October 2026?

The lowest true $0-down payment is the 2026 BMW X1 xDrive28i at about $694 a month with nothing due at signing, New Jersey tax and fees included. The advertised version is $479 a month for 39 months with $4,579 due at signing. The offer ends 11/2/2026.

How much is a BMW X1 lease with truly $0 down?

Rolling the due-at-signing amount, New Jersey sales tax and dealer fees into the lease brings the 2026 BMW X1 xDrive28i to about $694 a month for 38 payments. That's $215 a month more than the advertised payment.

Does the advertised BMW X1 lease payment include tax?

No. Advertised payments exclude tax, title, registration and dealer fees. In New Jersey, sales tax of 6.625% is charged on the lease payments, generally at signing. With tax and fees, the advertised 2026 BMW X1 deal needs about $7,016 at signing.

Other BMW lease deals

2 Seriesfrom $429/moTrue $0 down: $615/mo3 Seriesfrom $459/moTrue $0 down: $684/moi4from $549/moTrue $0 down: $793/moX2from $619/moTrue $0 down: $887/mo4 Seriesfrom $649/moTrue $0 down: $910/mo5 Seriesfrom $699/moTrue $0 down: $987/moi5from $749/moTrue $0 down: $1,079/moX5from $839/moTrue $0 down: $1,151/moX7from $969/moTrue $0 down: $1,349/mo