BMW X1 lease deals in NYC
The BMW X1 leases from $479/mo advertised this month. With nothing due at signing, NYC tax and fees included, the best X1 deal works out to $691/mo (2026 xDrive28i, 39 months).
What the best deal really costs
2026 BMW X1 xDrive28i: advertised at $479/mo for 39 months with $4,579 due at signing.
All BMW X1 lease offers
| Year | Trim | Advertised | Due at signing | Term | “$0 down” at dealer | True $0 down | Ends |
|---|---|---|---|---|---|---|---|
| 2026 | xDrive28i | $479/mo | $4,579 | 39 mo | $3,118 + $592/mo | $691/mo | 11/2/2026 |
X1 factory lease cash
Ask for this by name. It lowers the price on the lease before you negotiate anything else.
| Model | Lease cash | Total incentives |
|---|---|---|
| 2026 X1 | $1,000 | — |
BMW dealers in New York City & nearby
BMW Sports Car · 1 Little West 12th Street, New York NY
BMW of Brooklyn · 9326 4th Ave, Brooklyn NY
BMW of Westchester · 543 Tarrytown Rd, White Plains NY
Park Ave BMW · 210 NJ Route 17, Rochelle Park NJ
BMW of Ramsey · 985 NJ-17, Ramsey NJ · (877) 461-5102
Wide World BMW · 125 Route 59, Spring Valley NY · (888) 313-3607
Paul Miller BMW · 1515 Route 23 South, Wayne NJ
Get the walk-in deal sheet for the X1
BMW X1 lease questions
What is the best BMW X1 lease deal in NYC in October 2026?
The lowest true $0-down payment is the 2026 BMW X1 xDrive28i at about $691 a month with nothing due at signing, New York City tax and fees included. The advertised version is $479 a month for 39 months with $4,579 due at signing. The offer ends 11/2/2026.
How much is a BMW X1 lease with truly $0 down in NYC?
Rolling the due-at-signing amount, New York City sales tax and dealer fees into the lease brings the 2026 BMW X1 xDrive28i to about $691 a month for 38 payments. That's $212 a month more than the advertised payment.
Does the advertised BMW X1 lease payment include tax?
No. Advertised payments exclude tax, title, registration and dealer fees. In New York City, sales tax of 8.875% is charged on the lease payments, generally at signing. With tax and fees, the advertised 2026 BMW X1 deal needs about $6,712 at signing.
Is it cheaper to lease a BMW X1 in New Jersey if I live in NYC?
Usually not by as much as it looks. Lease tax follows where you live, so a New York City resident pays 8.875% even at a New Jersey dealer. New York caps dealer doc fees at $175, while New Jersey dealers often charge $899 or more. A New Jersey dealer has to beat a New York dealer's price by more than that fee difference to come out ahead.